Plan Comparison
FIND THE RIGHT PLAN
All plans run on the Connected Care program with a National Carrier Network. Compare deductibles, copays, and out-of-pocket maximums across every tier.
Network
Connected Care
Repricing
National Carrier Network
Deductible Type
Various Options
| Bronze 4.5 Co-pay | Bronze 4.4 HSA | Bronze 4.3 Co-pay | Bronze 4.2 HSA (EPO) | Silver 3.3 HSA | Silver 3.2 Co-pay | Gold 2.3 Co-pay | Gold 2.2 Co-pay | Gold 2.1 HSA | Gold 2.0 Co-pay | Popular Platinum 1.2 Co-pay | Platinum 1.1 Co-pay | Platinum 1.0 Co-pay | EPO $500/$1,000 Co-pay (EPO) | EPO $1,000/$2,000 Co-pay (EPO) | EPO $1,500/$3,000 Co-pay (EPO) | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Deductible (Indv / Family) | $8,000 / $16,000 | $6,000 / $12,000 | $5,000 / $10,000 | $9,000 / $18,000 | $3,400 / $6,800 | $3,000 / $6,000 | $1,500 / $3,000 | $3,250 / $6,500 | $3,200 / $6,400 | $1,000 / $2,000 | $0 / $0 | $1,250 / $2,500 | $250 / $500 | $500 / $1,000 | $1,000 / $2,000 | $1,500 / $3,000 |
| OOP Max (Indv / Family) | $8,700 / $17,400 | $7,000 / $14,000 | $8,700 / $17,400 | $9,000 / $18,000 | $6,800 / $13,300 | $6,000 / $12,000 | $3,000 / $6,000 | $3,250 / $6,500 | $3,200 / $6,400 | $3,500 / $7,000 | $1,250 / $2,500 | $1,250 / $2,500 | $1,250 / $2,500 | $8,700 / $17,400 | $8,700 / $17,400 | $8,700 / $17,400 |
| Plan Type | Co-pay | HSA | Co-pay | HSA (EPO) | HSA | Co-pay | Co-pay | Co-pay | HSA | Co-pay | Co-pay | Co-pay | Co-pay | Co-pay (EPO) | Co-pay (EPO) | Co-pay (EPO) |
| Primary Care | $50 | 30% After Ded. | $40 | 30% After Ded. | 20% After Ded. | $35 | $35 | $30 | 0% After Ded. | $15 | $25 | $25 | $25 | $50 | $50 | $50 |
| Specialist | $120 | 30% After Ded. | $80 | 30% After Ded. | 20% After Ded. | $55 | $55 | $50 | 0% After Ded. | $40 | $45 | $45 | $45 | $120 | $120 | $120 |
| Urgent Care | $100 | 30% After Ded. | $60 | 30% After Ded. | 20% After Ded. | $55 | $55 | $50 | 0% After Ded. | $40 | $45 | $45 | $45 | $100 | $100 | $100 |
| Emergency Room | $500 + 30% After Ded. | 30% After Ded. | 30% After Ded. | 30% After Ded. | 20% After Ded. | $500 | $500 | $400 | 0% After Ded. | $300 | $300 | $300 | 20% After Ded. | $500 + 30% After Ded. | $500 + 30% After Ded. | $500 + 30% After Ded. |
| X-Ray / Lab | 30% After Ded. | 30% After Ded. | 30% After Ded. | 30% After Ded. | 20% After Ded. | 20% After Ded. | 20% After Ded. | 0% After Ded. | 0% After Ded. | 20% After Ded. | 30% After Ded. | 0% After Ded. | 20% After Ded. | 30% After Ded. | 30% After Ded. | 30% After Ded. |
| In-Patient Hospital | 30% After Ded. | 30% After Ded. | 30% After Ded. | 30% After Ded. | 20% After Ded. | 20% After Ded. | 20% After Ded. | 0% After Ded. | 0% After Ded. | 20% After Ded. | 30% After Ded. | 0% After Ded. | 20% After Ded. | 30% After Ded. | 30% After Ded. | 30% After Ded. |
| Out-Patient Surgery | 30% After Ded. | 30% After Ded. | 30% After Ded. | 30% After Ded. | 20% After Ded. | 20% After Ded. | 20% After Ded. | 0% After Ded. | 0% After Ded. | 20% After Ded. | 30% After Ded. | 0% After Ded. | 20% After Ded. | 30% After Ded. | 30% After Ded. | 30% After Ded. |
| Rx Tier 1 (Generic) | $0 | 0% After Ded. | $0 | 0% After Ded. | 0% After Ded. | $0 | $0 | $0 | 0% After Ded. | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Rx Tier 2 (Preferred) | $35 | 25% After Ded. | $35 | 25% After Ded. | 25% After Ded. | $35 | $35 | $35 | 0% After Ded. | $35 | $35 | $35 | $35 | $35 | $35 | $35 |
| Rx Tier 3 (Non-Preferred) | $75 | 45% After Ded. | $75 | 45% After Ded. | 45% After Ded. | $75 | $75 | $75 | 0% After Ded. | $75 | $75 | $75 | $75 | $75 | $75 | $75 |
| Wellness / Preventive | Covered | Covered | Covered | Covered | Covered | Covered | Covered | Covered | Covered | Covered | Covered | Covered | Covered | Covered | Covered | Covered |
-
Bronze 4.5
Co-pay- Deductible (Indv / Family)
- $8,000 / $16,000
- OOP Max (Indv / Family)
- $8,700 / $17,400
- Primary Care
- $50
- Specialist
- $120
- Urgent Care
- $100
- Emergency Room
- $500 + 30% After Ded.
- X-Ray / Lab
- 30% After Ded.
- In-Patient Hospital
- 30% After Ded.
- Out-Patient Surgery
- 30% After Ded.
- Rx Tier 1 (Generic)
- $0
- Rx Tier 2 (Preferred)
- $35
- Rx Tier 3 (Non-Preferred)
- $75
- Wellness / Preventive
- Covered
-
Bronze 4.4
HSA- Deductible (Indv / Family)
- $6,000 / $12,000
- OOP Max (Indv / Family)
- $7,000 / $14,000
- Primary Care
- 30% After Ded.
- Specialist
- 30% After Ded.
- Urgent Care
- 30% After Ded.
- Emergency Room
- 30% After Ded.
- X-Ray / Lab
- 30% After Ded.
- In-Patient Hospital
- 30% After Ded.
- Out-Patient Surgery
- 30% After Ded.
- Rx Tier 1 (Generic)
- 0% After Ded.
- Rx Tier 2 (Preferred)
- 25% After Ded.
- Rx Tier 3 (Non-Preferred)
- 45% After Ded.
- Wellness / Preventive
- Covered
-
Bronze 4.3
Co-pay- Deductible (Indv / Family)
- $5,000 / $10,000
- OOP Max (Indv / Family)
- $8,700 / $17,400
- Primary Care
- $40
- Specialist
- $80
- Urgent Care
- $60
- Emergency Room
- 30% After Ded.
- X-Ray / Lab
- 30% After Ded.
- In-Patient Hospital
- 30% After Ded.
- Out-Patient Surgery
- 30% After Ded.
- Rx Tier 1 (Generic)
- $0
- Rx Tier 2 (Preferred)
- $35
- Rx Tier 3 (Non-Preferred)
- $75
- Wellness / Preventive
- Covered
-
Bronze 4.2
HSA (EPO)- Deductible (Indv / Family)
- $9,000 / $18,000
- OOP Max (Indv / Family)
- $9,000 / $18,000
- Primary Care
- 30% After Ded.
- Specialist
- 30% After Ded.
- Urgent Care
- 30% After Ded.
- Emergency Room
- 30% After Ded.
- X-Ray / Lab
- 30% After Ded.
- In-Patient Hospital
- 30% After Ded.
- Out-Patient Surgery
- 30% After Ded.
- Rx Tier 1 (Generic)
- 0% After Ded.
- Rx Tier 2 (Preferred)
- 25% After Ded.
- Rx Tier 3 (Non-Preferred)
- 45% After Ded.
- Wellness / Preventive
- Covered
-
Silver 3.3
HSA- Deductible (Indv / Family)
- $3,400 / $6,800
- OOP Max (Indv / Family)
- $6,800 / $13,300
- Primary Care
- 20% After Ded.
- Specialist
- 20% After Ded.
- Urgent Care
- 20% After Ded.
- Emergency Room
- 20% After Ded.
- X-Ray / Lab
- 20% After Ded.
- In-Patient Hospital
- 20% After Ded.
- Out-Patient Surgery
- 20% After Ded.
- Rx Tier 1 (Generic)
- 0% After Ded.
- Rx Tier 2 (Preferred)
- 25% After Ded.
- Rx Tier 3 (Non-Preferred)
- 45% After Ded.
- Wellness / Preventive
- Covered
-
Silver 3.2
Co-pay- Deductible (Indv / Family)
- $3,000 / $6,000
- OOP Max (Indv / Family)
- $6,000 / $12,000
- Primary Care
- $35
- Specialist
- $55
- Urgent Care
- $55
- Emergency Room
- $500
- X-Ray / Lab
- 20% After Ded.
- In-Patient Hospital
- 20% After Ded.
- Out-Patient Surgery
- 20% After Ded.
- Rx Tier 1 (Generic)
- $0
- Rx Tier 2 (Preferred)
- $35
- Rx Tier 3 (Non-Preferred)
- $75
- Wellness / Preventive
- Covered
-
Gold 2.3
Co-pay- Deductible (Indv / Family)
- $1,500 / $3,000
- OOP Max (Indv / Family)
- $3,000 / $6,000
- Primary Care
- $35
- Specialist
- $55
- Urgent Care
- $55
- Emergency Room
- $500
- X-Ray / Lab
- 20% After Ded.
- In-Patient Hospital
- 20% After Ded.
- Out-Patient Surgery
- 20% After Ded.
- Rx Tier 1 (Generic)
- $0
- Rx Tier 2 (Preferred)
- $35
- Rx Tier 3 (Non-Preferred)
- $75
- Wellness / Preventive
- Covered
-
Gold 2.2
Co-pay- Deductible (Indv / Family)
- $3,250 / $6,500
- OOP Max (Indv / Family)
- $3,250 / $6,500
- Primary Care
- $30
- Specialist
- $50
- Urgent Care
- $50
- Emergency Room
- $400
- X-Ray / Lab
- 0% After Ded.
- In-Patient Hospital
- 0% After Ded.
- Out-Patient Surgery
- 0% After Ded.
- Rx Tier 1 (Generic)
- $0
- Rx Tier 2 (Preferred)
- $35
- Rx Tier 3 (Non-Preferred)
- $75
- Wellness / Preventive
- Covered
-
Gold 2.1
HSA- Deductible (Indv / Family)
- $3,200 / $6,400
- OOP Max (Indv / Family)
- $3,200 / $6,400
- Primary Care
- 0% After Ded.
- Specialist
- 0% After Ded.
- Urgent Care
- 0% After Ded.
- Emergency Room
- 0% After Ded.
- X-Ray / Lab
- 0% After Ded.
- In-Patient Hospital
- 0% After Ded.
- Out-Patient Surgery
- 0% After Ded.
- Rx Tier 1 (Generic)
- 0% After Ded.
- Rx Tier 2 (Preferred)
- 0% After Ded.
- Rx Tier 3 (Non-Preferred)
- 0% After Ded.
- Wellness / Preventive
- Covered
-
Gold 2.0
Co-pay- Deductible (Indv / Family)
- $1,000 / $2,000
- OOP Max (Indv / Family)
- $3,500 / $7,000
- Primary Care
- $15
- Specialist
- $40
- Urgent Care
- $40
- Emergency Room
- $300
- X-Ray / Lab
- 20% After Ded.
- In-Patient Hospital
- 20% After Ded.
- Out-Patient Surgery
- 20% After Ded.
- Rx Tier 1 (Generic)
- $0
- Rx Tier 2 (Preferred)
- $35
- Rx Tier 3 (Non-Preferred)
- $75
- Wellness / Preventive
- Covered
-
Popular
Platinum 1.2
Co-pay- Deductible (Indv / Family)
- $0 / $0
- OOP Max (Indv / Family)
- $1,250 / $2,500
- Primary Care
- $25
- Specialist
- $45
- Urgent Care
- $45
- Emergency Room
- $300
- X-Ray / Lab
- 30% After Ded.
- In-Patient Hospital
- 30% After Ded.
- Out-Patient Surgery
- 30% After Ded.
- Rx Tier 1 (Generic)
- $0
- Rx Tier 2 (Preferred)
- $35
- Rx Tier 3 (Non-Preferred)
- $75
- Wellness / Preventive
- Covered
-
Platinum 1.1
Co-pay- Deductible (Indv / Family)
- $1,250 / $2,500
- OOP Max (Indv / Family)
- $1,250 / $2,500
- Primary Care
- $25
- Specialist
- $45
- Urgent Care
- $45
- Emergency Room
- $300
- X-Ray / Lab
- 0% After Ded.
- In-Patient Hospital
- 0% After Ded.
- Out-Patient Surgery
- 0% After Ded.
- Rx Tier 1 (Generic)
- $0
- Rx Tier 2 (Preferred)
- $35
- Rx Tier 3 (Non-Preferred)
- $75
- Wellness / Preventive
- Covered
-
Platinum 1.0
Co-pay- Deductible (Indv / Family)
- $250 / $500
- OOP Max (Indv / Family)
- $1,250 / $2,500
- Primary Care
- $25
- Specialist
- $45
- Urgent Care
- $45
- Emergency Room
- 20% After Ded.
- X-Ray / Lab
- 20% After Ded.
- In-Patient Hospital
- 20% After Ded.
- Out-Patient Surgery
- 20% After Ded.
- Rx Tier 1 (Generic)
- $0
- Rx Tier 2 (Preferred)
- $35
- Rx Tier 3 (Non-Preferred)
- $75
- Wellness / Preventive
- Covered
-
EPO $500/$1,000
Co-pay (EPO)- Deductible (Indv / Family)
- $500 / $1,000
- OOP Max (Indv / Family)
- $8,700 / $17,400
- Primary Care
- $50
- Specialist
- $120
- Urgent Care
- $100
- Emergency Room
- $500 + 30% After Ded.
- X-Ray / Lab
- 30% After Ded.
- In-Patient Hospital
- 30% After Ded.
- Out-Patient Surgery
- 30% After Ded.
- Rx Tier 1 (Generic)
- $0
- Rx Tier 2 (Preferred)
- $35
- Rx Tier 3 (Non-Preferred)
- $75
- Wellness / Preventive
- Covered
-
EPO $1,000/$2,000
Co-pay (EPO)- Deductible (Indv / Family)
- $1,000 / $2,000
- OOP Max (Indv / Family)
- $8,700 / $17,400
- Primary Care
- $50
- Specialist
- $120
- Urgent Care
- $100
- Emergency Room
- $500 + 30% After Ded.
- X-Ray / Lab
- 30% After Ded.
- In-Patient Hospital
- 30% After Ded.
- Out-Patient Surgery
- 30% After Ded.
- Rx Tier 1 (Generic)
- $0
- Rx Tier 2 (Preferred)
- $35
- Rx Tier 3 (Non-Preferred)
- $75
- Wellness / Preventive
- Covered
-
EPO $1,500/$3,000
Co-pay (EPO)- Deductible (Indv / Family)
- $1,500 / $3,000
- OOP Max (Indv / Family)
- $8,700 / $17,400
- Primary Care
- $50
- Specialist
- $120
- Urgent Care
- $100
- Emergency Room
- $500 + 30% After Ded.
- X-Ray / Lab
- 30% After Ded.
- In-Patient Hospital
- 30% After Ded.
- Out-Patient Surgery
- 30% After Ded.
- Rx Tier 1 (Generic)
- $0
- Rx Tier 2 (Preferred)
- $35
- Rx Tier 3 (Non-Preferred)
- $75
- Wellness / Preventive
- Covered
All plans use embedded deductibles. Specialty Rx: Contact PBM for pricing on all plans. Wellness & preventive care covered at 100% on all plans. Network: ConnectedCare with National High-Performance PPO underlying repricing.
NOT SURE WHICH PLAN FITS?
Share your group’s census and we’ll model projected costs across every tier — no obligation.
