Self-Funded Risk Pool
BENEFITS THAT ASCEND
WITH YOU
A self-funded risk pool health plan with fully funded predictability — lower costs, better benefits, and complete transparency for employers who demand more.
Employer Benefits Dashboard
Ascend Self-Funded Risk Pool
- 20% Avg Savings
- 99.2% Claims Accuracy
- 500+ Employer Groups
- 30+ Years of TPA Experience
Claims Cost Trend
Illustrative comparison of claims cost growth: the Ascend risk pool versus traditional fully-insured coverage.
- Fully Funded Predictability
- Stop-Loss Protection
- Transparent Claims
- Lower Costs
- Better Benefits
- Risk Pool Stability
- Employer Control
Our Program
ONE FUNDING STRUCTURE
Predictable. Protected. Transparent.
Ascend Self-Funded Risk Pool
Ascend’s self-funded risk pool blends level-funded predictability, broad PPO network access, and built-in stop-loss protection into one streamlined structure. You get fixed monthly contributions, catastrophic claim coverage, and full claims transparency — without choosing between three separate products.
- Fixed monthly contributions — no surprise premium spikes
- Specific & aggregate stop-loss protection included
- Broad PPO network access for members
- Year-end surplus refund when claims run below projection
- Real-time claims reporting and employer dashboard
- Dedicated account team from day one
- Works for employer groups of 25–5,000+ employees
- Co-op programs available for groups of 1–25 enrolled
The Process
THREE STEPS TO BETTER BENEFITS
01
Submit Your Census
Share your group’s employee data and current plan details. We model your projected costs across every tier.
02
Design Your Plan
Choose your funding structure, benefit tiers, and network. We configure everything to your group’s needs.
03
We Handle the Rest
Ascend administers every claim with 99.2% accuracy. Real-time reporting and a dedicated account team keep you in control.
Employer Stories
WHAT OUR CLIENTS SAY
Switching to Ascend cut our benefits spend by 23% in year one. The transparency alone was worth it — we finally know where every dollar goes.
Sarah
VP of HR, Southeast Manufacturing Company
Our broker recommended Ascend and it was the best decision we made. The level-funded structure gave us predictability we never had with our old carrier.
James
CFO, Midwest Logistics Company
STOP OVERPAYING FOR BENEFITS
Get a no-obligation quote in 48 hours. Share your census and we’ll model your savings.